Dreaming of ditching the rent trap and planting roots in your own patch? Our financial adviser David Gribble shares his top tips to nailing your mortgage application first try!

This deceasing interest rate market brings a unique opportunity to revisit how increasing your repayments could help you repay your home loan faster.

How does your financial adviser choose which bank to apply to? Here are the 3 factors your financial adviser will initially consider.

Your home loan structure needs to be reviewed on a regular basis. As the market, your personal circumstances and goals change your structure will should adapt with you.

Can't decide which fixed rate to lock in? Uncomfortable with your entire home loan being fixed over one term? This could be a suitable option.

A fixed rate renewal is an opportunity to explore if a refinance is beneficial however, there are a range of factors our financial advisers must consider.