Home Ownership
Simplified.
First Home - Investment - Construction - Selling & Upgrading
Financial advice tailored to suit your home ownership goals.
We take away the stress of navigating the mortgage journey on your own.
More than JUST a broker
Gone are the days of traditional mortgage brokering where you'd only call your broker when you needed new lending. They'd process your application then disappear - Poof!
Nowadays the application process is only a small part of what we do. We're financial advisers who support you throughout your lending journey.
This includes:
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Before You're Ready to Apply:
We'll review your current financial position, property goals and develop a plan to help get you to where you want to be. Don't be surprised if you find out you're closer than you thought.
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During the Application Process:
We find a lender that suits your application and product needs, we also act on your behalf communicating directly to the lender saving you time and stress. We'll then advise you on your various loan structure options and get you settlement day ready.
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Post Settlement - Mortgage Maintenance:
Our team assist with ongoing maintenance of your mortgage helping you to achieve your next goal such as repaying your loan faster or buying your next property.
Why limit yourself to one lender?
Our team works with more than twenty!
Main Bank - Second Tier (Non-Bank) - Private Funders
By approaching one bank you may be limiting your options and missing an opportunity. Each lender has their own 'rule book (credit policy) which outlines how they assess each application. It's not uncommon for one bank to say "No" while another says "YES" to the exact same application. Working with an adviser who has ability to work with +20 lenders in the New Zealand market means you get the opportunity to compare your options without the added admin!
Want our advice?
Reach out before you're ready.
Delaying personalised financial plan could be costing you.
We cannot count the times a new client has reached out assuming they're years away from purchasing property only to find out they're a few steps away.
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Don't make an assumption based on anecdotal stories or what you hear and see online. There is no one size fits all when it comes to mortgage lending and there are many factors that influence the outcome of an application. If you're reading this, it's probably time to stop waiting and take the first step.
Mortgage Calculators
In a few clicks get an idea of the estimated home loan repayments based on various structures.
Additionally you can see the impact extra repayments could have on repaying your mortgage faster!
Loan Repayment Calculator:
Loan Term & Extra Repayments Calculator: